You may file your application for FAFSA either through the mail, which is not the best choice, over the phone or via the internet. The less you are determined to be able to pay towards your schooling, the more FAFSA will pay for you. FAFSA applications are also used by your school to determine your eligibility for other types of scholarships and grants. Applicants can begin applying as early as January 1st, and are encouraged to do so as early in the year as possible.
The unique feature of the Stafford Loan is that it is not based on credit worthiness. You will not be required to fill out a credit application in order to qualify for this loan. You will, however, need to sign a promissory note, and not be in default with any other federal or student loan.
The subsidized Stafford Loan is backed by the government, is based on need and has a low fixed APR of 5. When you graduate, you are given six months to find a job and begin earning money. The government pays your interest on the loan during this time period as well. Loan limits include subsidized and unsubsidized loan amounts. The unsubsidized Stafford Loan is not based on need and your credit will be accessed in order to make a decision. This award is open to American Indians and members of other ethnic minorities who are entering nursing courses.
The grant is non-renewable and must be reapplied for yearly, without a guarantee that the same individual would receive the award. This scholarship is open to the dependents of Iowa veterans or to veterans who are members of the American Legion and who have been residents of Iowa for at least five years. The award amount varies from year to year, and applications must be submitted by May. To qualify, you must be enrolled in school with the intention of earning a degree in nursing and demonstrate financial need, character and patriotism.
This scholarship is only good for a year. Applicants wishing to be awarded for an additional year must reapply by May of the next year. Scholarships awarded from the Iowa Health Care Association are open only to current employees who wish to pursue getting their degree in nursing. The applicant must fill out an application, complete an essay discussing their experience at the facility, get two recommendations from staff members who have worked with them and present a copy of their acceptance into a nursing program.
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